In a first in India, the Non-Banking Finance Company (NBFC) arm of Arya.ag, has crossed the landmark figure of ₹2000 crore in commodity financing. The company said it is the first in the country to achieve this scale in agri-based lending of this kind. The company, which claims to be India's largest and only profitable grain commerce platform, enables freedom of choice for farmers and their organisations to decide 'when' and 'to whom' they would want to sell their produce post-harvest by offering access to farmgate-level storage, seamless finance and transparent commerce.

This achievement of India's largest and only profitable grain commerce platform marks a significant advancement in rural financing, as it challenges conventional wisdom that commodity finance at the farmgate level is too risky, fragmented, and unscalable. Unlike traditional lending models, the company’s approach is anchored in financing against actual grain stored across India's heartland, supported by its robust technology infrastructure and decentralised storage network.

Commenting on the achievement, Co-founder of Arya.ag Anand Chandra said, "Reaching ₹2,000 crore in commodity financing through company’s NBFC arm validates our integrated approach to post-harvest solutions. This milestone positions us as the largest NBFC in India's commodity collateral funding space, effectively doubling the scale of other players in this segment. We've developed a model where farmers receive loans in under 30 minutes based solely on KYC, changing the dynamics of rural finance.” Chandra stated that the virtually nil Non-Performing Assets (NPAs) we've maintained while serving approximately 8 lakh farmers shows that when financial products align with real commodities and farmer needs, scale and sustainability naturally follow. Beyond our NBFC's direct lending, we've facilitated an additional ₹10,000 crore through partner banks against our warehouse receipts, bringing the total financing enabled this year to ₹12,000 crore.

Loan Guarantee by GuarantCo and HSBC

The company claims its NBFC has become the largest in India in the commodity collateral funding space. This achievement is part of a larger financing ecosystem, where partner banks have additionally disbursed over ₹10,000 crore against warehouse receipts issued by Arya.ag, bringing the total facilitated financing to ₹12,000 crore this financial year.

This achievement follows Arya.ag's recent recognition with the 2025 Forward Faster Sustainability Award in the Climate Action category by the UN Global Compact Network India, and its securing of an INR 250 Crores loan facility backed by GuarantCo and HSBC India.

Operating across 21 states and covering 60 percent of Indian districts, Arya.ag manages over 4 million metric tons of commodities across 3,500+ warehouses with a total value exceeding ₹10,000 crore. Its success in commodity finance demonstrates that post-harvest solutions may be the key to unlocking the next frontier in agricultural financial inclusion.